Insurance inspection

Wind Mitigation Inspections

A wind mitigation inspection documents the wind-resistant features of your home — roof shape, roof-deck attachment, roof-to-wall connections, and opening protection — on Florida’s standard state form (OIR-B1-1802). Insurers use it to apply available windstorm credits, which can reduce the wind portion of your premium.

Good to know: Wind mitigation credits and eligibility are determined by your insurer, not by the inspection. We document what is verifiable on site; we do not promise a specific discount or acceptance.

Who it’s for

  • Any Florida homeowner who has never had a current wind mitigation report
  • Owners who recently re-roofed or added impact-rated openings
  • Buyers who want to understand a home’s wind-resistant features

What we check

The state form (OIR-B1-1802)

  • Roof covering and permit/age indicators
  • Roof-deck attachment (nailing pattern)
  • Roof-to-wall connections (clips, straps, or better)
  • Roof geometry (hip vs. other)
  • Secondary water resistance
  • Opening protection (impact-rated or shuttered openings)

What’s not included

  • It only documents features on the state form — it is not a full home inspection
  • It does not create credits; it documents features your insurer may credit. The insurer decides the amount, if any
  • Features must be verifiable on site — undocumented improvements may not qualify

How it works

  1. Schedule online or by call/text — commonly paired with a four-point inspection
  2. On-site documentation and photos of each form section
  3. Completed OIR-B1-1802 typically delivered within 24 hours

What you receive

  • A completed, signed wind mitigation form ready for your insurer
  • Photos supporting each documented feature

See a sample report

Curious what you actually get? Here is a real sample of our reporting on a demo property (PDF):

Pricing

Pricing depends on the property’s size, age, foundation type, and the services you combine. Call, text, or use the online scheduler for a fast, no-obligation instant quote.

Questions about Wind Mit

Will a wind mitigation report lower my insurance?

It can, if your home has features the state form credits and your insurer applies them. The report documents those features; your insurer decides the credit.

How long is the report good for?

In Florida a wind mitigation report is generally valid for up to five years, though your insurer may have its own requirements.

Should I get one after a new roof?

Often yes — a newer roof and updated attachment methods are exactly the kind of features the form documents.

Google reviews

What clients say

Rated 5.0 out of 5 on Google from 114 reviews.

  • Tronn did a great job inspecting my home! I got my four-point inspection quickly and all the photos were professional! Thanks!

    Dan Carson · Google review, September 2026
  • Our inspector did a great job looking over our new build house. He helped us find some issues with the AC vents and roofing that we otherwise wouldn't have known about on our walk through. Really appreciate the quality of service here!

    Josh Olivio · Google review, August 2026
  • I highly recommend to use Mr. Inspector, he exceeded my expectations from start to finish. He was thorough, knowledgeable, and took the time to carefully inspect the home and explain his findings that was easy to understand. What stood out was the personal service he provided. Thoughtful, friendly, and genuinely took the time to make sure I felt comfortable and informed during the process. With complete confidence in his work, I would highly recommend him to anyone looking for a home inspector. It’s clear he takes great pride in what he does, and that level of care truly makes a difference.

    Sharon Foose · Google review, August 2026
  • Tronn was responsive and professional. Very good communication. Even sent out a reminder text a few hours before showing up, and was on-time. I would recommend him to anyone.

    Rebecca Stillman · Google review, August 2026
  • Very detailed and easy to understand. Inspector helped us with insurance company wanting multiple inspections over a month.

    Dirk Larson · Google review, August 2026
  • Tronn was absolutely wonderful! He went over and above to help me understand the process and was very informative regarding the older appliances/windows etc… in my home. Very respectful and truly took his time making sure he covered all areas. I would totally recommend him to anyone. Thank you Tronn, you’re a true asset to this world. 😇

    Doreen Wymer · Google review, September 2026
  • Tronn was very thorough and attentive to detail. He was available to answer our questions and did in a timely manner. I would recommend his services.

    Polly Greggs · Google review, September 2026
  • Tronn was very personable and worked with my difficult schedule. He was very fast to get get back to us and great customer service.

    Rayner Caddell · Google review, October 2026
  • Tronn, was grade A! Very knowledgeable, on time, very responsive before the appointment. Would recommend this company 100%

    Henry Skaggs · Google review, September 2026
  • Tronn did a great job. He was very detailed and took his time with the inspection. I would highly recommend his services.

    John Gnisci · Google review, August 2026
  • Great inspection and extremely thorough! Highly recommend for peace of mind!

    Karina G · Google review, October 2026
  • Tronn is extremely efficient and thorough. Highly recommend.

    Dwayne Summers · Google review, August 2026

Ready to book your wind mit?

Book online in a couple of minutes, or call and talk it through. Get an instant quote by phone or the online scheduler, and reports are typically delivered within 24 hours.

CallTextSchedule