A wind mitigation inspection evaluates specific construction features that help your home resist damage from strong winds and hurricanes in Florida.
1. Roof Covering
- Age of the roof
- Florida Building Code compliance
- Permit verification
Newer roofs typically qualify for better discounts.
2. Roof Deck Attachment
Inspectors check how the roof decking is attached to the framing.
Nails spaced closer together and proper installation can improve wind resistance.
3. Roof-to-Wall Attachment
This is one of the biggest discount factors.
Inspectors look for:
- Clips
- Single wraps
- Double wraps
Stronger connections between the roof structure and walls can significantly reduce insurance premiums.
4. Roof Shape
Hip roofs generally perform better in high winds than gable roofs and often qualify for larger discounts.
5. Secondary Water Resistance
Additional protective layers under the roof covering can prevent water intrusion if shingles are damaged.
6. Opening Protection
Impact-rated windows, doors, and garage doors — or approved hurricane shutters — can provide major savings.
How Much Can You Save?
Savings vary depending on your home's features, but many Florida homeowners save hundreds — sometimes thousands — per year.
In many cases, the inspection pays for itself quickly through insurance discounts.
How Long Does It Take?
A typical wind mitigation inspection takes 15 to 30 minutes, depending on the size and accessibility of the home.
Reports are usually delivered within 24 hours and can be submitted directly to your insurance agent.
When Should You Get One?
You should consider scheduling a wind mitigation inspection if:
- You recently replaced your roof
- You installed hurricane shutters or impact windows
- You purchased an older home
- Your insurance company requested updated documentation
- You have never had one completed
Even if your home is older, upgrades may qualify you for discounts.
Schedule Your Wind Mitigation Inspection
If you need a wind mitigation inspection in Sarasota, Bradenton, or surrounding areas, professional reporting and fast turnaround are essential.
Call or text (941) 356-2311 or email Info@MrInspectorFL.com to schedule your inspection.